Editor Review
The Good: This is a good travel insurance plan for individuals and families on general vacations and trips. It covers the essentials: trip cancellations and interruptions as well as providing medical and evacuation benefits just in case something goes wrong.
The Drawbacks: Medical coverage is limited if traveling outside your health insurance network. No upgrades for adventure activities or pre-existing medical conditions.
The Bottom Line: As the name implies, this is basic travel insurance protection for individuals and families on trips of 30 days or less. Purchase the Transportation Pak upgrade for flight AD&D and rental car damage protection.
How to Get a Quote
Quote and buy direct: Get a quote directly at the Travelex website. A good choice if you know you want a Travelex plan and are ready to enroll.
Compare quotes from all companies: Click here to get quotes from all major travel insurance companies using a comparison tool.
Coverage
Benefits | Maximum |
Trip cancellation | 100% (maximum trip cost $10,000) |
Trip interruption | 100% |
Travel delays (5 hours or more) | $500 maximum |
Medical expenses | $15,000 |
Emergency evacuations | $100,000 |
Baggage loss | $500 |
Baggage delay (12 hours or more) | $100 |
24/7 assistance services | Yes |
Plan Details
This plan is unique in that it provides the following:
- Travel delays and missed connection coverage is combined into one benefit, and if a delay of 3 hours or more results in a missed cruise, additional transportation expenses required to join the departed cruise are covered.
- Medical coverage is primary.
- Covered reasons for trip cancellation and interruption include severe weather, natural disasters, transfer or loss of employment, destination host hospitalization, and more.
- This plan can be purchased as a post-departure plan, which eliminates the cancellation coverage and limits the trip interruption coverage to $500.
- If a travel supplier cancels your covered trip, an additional $200 is available for reissue fees charged by the airlines or for the cost to return frequent flyer miles back to your account.
- Includes up to $250 to transport a covered vehicle to your home if you are unable to drive.
- Evacuation coverage includes emergency medical reunion and return of minor children.
Optional Coverage
The following optional coverage is available when you purchase this plan:
- Optional Transportation Pak includes flight accident AD&D ($200,000) and rental car coverage ($35,000).
Limitations
The following are the limitations on this plan’s coverage:
- Maximum trip cost is $10,000 and maximum trip length is 30 days.
- Available only to U.S. citizens.
- No ‘cancel for any reason’ is available.
- No flight accident AD&D included in base plan (available with optional upgrade).
- Missed connection benefits apply only to cruises.
Related Travelex Plans
How to Get a Quote
Quote and buy direct: Get a quote directly at the Travelex website. A good choice if you know you want a Travelex plan and are ready to enroll.
Compare quotes from all companies: Click here to get quotes from all major travel insurance companies using a comparison tool.