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You are here: Home > Coverages > Return Children

Return of Minor Children Coverage

This coverage ensures that dependent children traveling with you are returned safely home in the event you will be hospitalized more than a certain number of days (usually 7) and the children will be left unattended.

Contents (click to jump down)
What does Return of Minor Children cover?
Important notes about this coverage
What type of policy covers this?
How much coverage does each company provide?
Summary

Let us tell you a story

Elisa’s expertise in Sales earned her a prestigious company award – an all expenses paid vacation to Hawaii. Because Elisa is a single mother of two boys, 9 and 11, her manager arranged to have their airfare and hotel included in her award too, so all three family members were headed to Hawaii.

On their trip, however, Elisa and her boys were taking surfing lessons when a wave caught her and tossed her against the ocean rocks. She was badly hurt and unconscious when the surf instructor pulled her to shore. Once at the hospital, the doctors determined that Elisa would be in the hospital for at least a week and unable to travel for longer, so her travel insurance company arranged to have the boys flown home, where Elisa’s sister could take care of them while Elisa recovered.

What does Return of Minor Children cover?

If you will be hospitalized more than a certain number of days (usually 7), the travel insurance company will arrange and pay to have the dependent children traveling with you returned home. This coverage is a great comfort to parents – especially single parents – traveling with children who would be left unattended if the insured is hospitalized on their trip.

Travel insurance companies are sensitive to the fact that some children cannot yet travel alone, and so an attendant will be chosen to travel with the child or children when necessary.

Important notes about this coverage

  • Transportation is usually economy transportation on a common carrier but some plans offer transportation by the same class of service as originally booked.
  • If the child is too young to travel alone, arrangements for a chaperone will also be made by the travel insurance company.
  • This benefit does not include expenses for meals and lodging; those expenses must be paid by the insured.
  • Some plans will return the children to your home or to a location of your choice in your home country.
  • Arrangements must be made through the travel insurance company’s emergency travel assistance services.
  • The payment is less any refunds for unused tickets.
  • The injury or illness that causes hospitalization must be a covered injury or illness.
  • The children must be included on the travel insurance policy.

What type of policy covers this?

Travel insurance package plans often have this type of coverage, but so do many travel medical plans. This coverage is typically listed as part of the emergency medical transportation or evacuation coverage.

How much coverage does each company provide?

PlanCompanyDaysUp to ageHome & location of choiceMaximum
BasicAllianz723Yes
ClassicAllianz723Yes
DeluxeAllianz723Yes
Drive ProtectionAllianz723Yes
Business Traveler (all levels)Allianz723Yes
AnnualAllianz723Yes
NoneCSA
TravMed AbroadFrontierMEDEXNo minimum18Home onlyNo limit
TravMed ChoiceFrontierMEDEXNo minimum18Home only$5,000
Plus ScholasticFrontierMEDEXNo minimum18Home onlyNo limit
Safe TripFrontierMEDEXNo minimum18Home onlyNo limit
EssentialsGlobal Alert
PreferredGlobal Alert718Home only
Preferred PlusGlobal Alert718Home only
NoneGlobal Underwriters
NoneHTH Worldwide
Patriot TravelIMGNo minimum19Home onlyAir fare up to $50,000
Patriot PlatinumIMGNo minimum19Home onlyAir fare up to $100,000
Patriot ExecutiveIMGNo minimum19Home onlyAir fare up to $5,000
Patriot GroupIMGNo minimum19Home onlyAir fare up to $50,000
Patriot Group PlatinumIMGNo minimum19Home onlyAir fare up to $100,000
Patriot T.R.I.P.IMGNo minimum19Home onlyAir fare up to $3,000 **
Patriot T.R.I.P. EliteIMGNo minimum19Home onlyAir fare up to $3,000 **
Patriot T.R.I.P. StudentIMGNo minimum19Home onlyAir fare up to $2,000 **
Outreach Travel Medical (all levels)IMGNo minimum19Home onlyAirfare up to $50,000
Patriot Green (all levels)IMGNo minimum19Home onlyAirfare up to $50,000
AssetM.H. Ross718Home only$50,000 *
BridgeM.H. Ross718Home only$500,000 *
CompleteM.H. Ross718Home only$1,000,000 *
RoundTripSeven Corners719Yes$350,000 *
RoundTrip ChoiceSeven Corners719Yes$1,000,000 *
RoundTrip EconomySeven Corners718No$250,000 *
RoundTrip EliteSeven Corners718No$250,000 *
Liaison InternationalSeven CornersNo minimum19Home only$50,000
Liaison MajesticSeven CornersNo minimum19Home only$50,000
Liaison ContinentSeven CornersNo minimum19Home only$50,000
Liaison WorldwideSeven CornersNo minimum19Home only$50,000
Disciple MissionarySeven CornersNo minimum19Home only$10,000
Wander Frequent TravelerSeven CornersNo minimum19Home only$50,000
Liaison TravelerSeven CornersNo minimum18Home only$5,000
MedEvac (all levels)Travel GuardNo minimum23Home onlyAirfare only
Worldwide Health (all levels)Travel GuardNo minimum18Home onlyAirfare only
InterMedicalTravel Insurance718Home onlyAirfare only
BasicTravel Insurance718Home onlyAirfare only
PlusTravel Insurance718Home onlyAirfare only
EliteTravel Insurance718Home onlyAirfare only
Worldwide Trip Protector GoldTravel InsuredNo minimumHome onlyAirfare only
Worldwide Trip ProtectorTravel InsuredNo minimumHome onlyAirfare only
Trip Protector LiteTravel InsuredNo minimumHome onlyAirfare only
Atlas TravelTravel Insured36 hours18Home onlyAirfare only
Atlas ProfessionalTravel Insured36 hours18Home onlyAirfare only
Atlas GroupTravel Insured36 hours18Home onlyAirfare only
Travel SelectTravelexNo minimum18Home onlyAirfare only
Travel BasicTravelexNo minimum18Home onlyAirfare only
Travel MaxTravelexNo minimum18Home onlyAirfare only
TraveLiteTravelex718Home onlyAirfare only
Travel PlusTravelex718Home onlyAirfare only
Business Traveler (all levels)Travelex718Home onlyAirfare only
Vacation ClassicTravelSafe718Home onlyAirfare only
Vacation BasicTravelSafe718Home onlyAirfare only

* The plan’s medical evacuation limit.
** Inclusive with the medical reunion benefit maximum.

Summary

  • All travel arrangements must be made through the travel insurance company’s assistance services
  • Transportation is typically economy fare and usually only to the child’s primary residence
  • If your child is too young to travel alone, the travel assistance services will typically arrange to have him or her accompanied
  • The injury or illness causing hospitalization must be covered by the plan and the children must be included on the travel insurance policy as travelers

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About this website

Damian Tysdal Profile PhotoMy name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

Coverage Guide

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