One of the biggest complaints travelers have about travel insurance is that it doesn’t pay out when they expect it to. In nearly all of the cases we’ve seen over the years it comes down to the traveler not understanding what their plan covers and, more importantly, what it doesn’t. Travelers buy travel insurance for […]

We all make mistakes, but we’ve also learned that some mistakes cost more than others do. This is especially true when you’re traveling. While no traveler can predict unexpected events like volcanic eruptions or earthquakes, there are a number of expensive mistakes travelers make often enough to warrant this post. The following are some of […]

Earlier this week, the U.S. State Department issued a global travel alert announcing the threat for terrorist attacks on Westerners and warning U.S. citizens to take precautions while traveling. The travel alert expires on August 31, 2013, and nearly the moment it was issued, many U.S. travelers were scrambling to check their travel insurance policies […]

The hazards of being on the road are reinforced by some truly awful statistics. Over one million people are killed in road accidents globally every year and hundreds of U.S. citizens are among those killed or badly injured in road accidents overseas. About 70% of those deaths occur in developing countries and involve pedestrians or […]

Living in a new country – even for a temporary visit – can be quite a challenge. The temperatures may be unbearable, the streets too noisy or too quiet, the people too rude or overly friendly, the food mildly or wildly strange and you’re feeling like you fell into a different planet – welcome to […]

Recently, we were asked a question by a senior traveler: “I’m 68 years old and want to make sure I have enough coverage for any possible situation I might encounter. I don’t think that Carnival’s basic coverage would do that. I would like to purchase something to supplement the Carnival policy.” In order to present […]

There’s a saying that goes something like this; “if you can’t afford travel insurance, you can’t afford to travel,” but we think that oversimplifies the issue. After all, not every trip needs coverage and not every traveler needs travel insurance. To know if you can afford to buy travel insurance, it’s important to think about […]

Many travelers are willing to fly as long as five or six hours to a destination they’ve always wanted to see as long as they can spend at least three or four nights there. Travel dreamers often find themselves spending time online watching for airfare sales – and when they find one, they’ll snatch it […]