The terror attacks of September 11, 2001 were like nothing the traveling public had ever seen before. When a terrorist attack occurs, travelers understandably get nervous and wonder whether they should cancel their travel plans. Some travel insurance plans exclusively prohibit any claims due to terrorist attacks and others list incidents of terrorism as a […]
When a Medical Evacuation is Necessary, Who Decides?
Before you dust off that passport and pull out your suitcase, it’s important to take a look at what you’re covered for on an overseas trip (if at all) and how a medical evacuation would be coordinated and paid for if you become suddenly ill or get injured while traveling. Let’s start with a few […]
Making Sense of Trip Cancellation vs. Trip Interruption
Most travelers understand the basics (if not the details) of trip cancellation but what you may not realize is that you can also interrupt, or abandon, your vacation or business trip and make a travel insurance claim to recover your lost investment. In the last two decades or so, trip cancellation coverage has gotten a […]
What Every Traveler Needs to Know about Pre-Existing Conditions
All travelers who are headed abroad, or otherwise outside their personal health insurance network, have a lot to gain by purchasing travel medical insurance. After all, most health insurance plans do not extend their coverage beyond the borders of their home country and medical emergencies aren’t cheap anywhere – it costs money to get good […]
4 Differences Between Trip Cancellation and ‘Cancel for any reason’
Trip cancellation coverage reimburses a traveler 100% of their insured, pre-paid, non-refundable trip costs when an unforeseen event causes them to cancel an insured trip. What gives travelers pause – and the reason ‘Cancel for any reason’ was created – is that they sometimes have to cancel their trip for a reason that’s not covered […]
What Travel Insurance Coverage Do I Need Just to Get By?
We get this question a lot and it’s understandable. After all, travel is expensive enough and no one wants to pay for stuff they don’t need and/or can’t use. Even worse, we all hate paying for stuff that doesn’t work the way we thought it would. So, we thought we’d break down what coverage you […]
The Pros and Cons of Missed Connection Coverage
Many travel packages include a range of non-refundable clauses, and the airlines have limited responsibility to compensate travelers who experience a missed connection. (See our FAQ on how travel insurance covers missed connections.) As hotels look to further trim their costs, they’ve created additional restrictions for travelers by allowing online booking sites to fill up […]
How Much Travel Medical and Evacuation is Enough?
Two recent, and devastating, media stories: One of a young woman injured falling off a boat and hospitalized in Croatia One of a man left in a German hospital after a head injury are prompting this post. In at least one of the cases, the injured traveler will be held liable for at least $20,000 […]