Let’s start by explaining what a trip interruption is, shall we? In travel insurance terms, a trip interruption is any situation that causes a traveler to unexpectedly have to end their trip and return home. Trip interruption coverage is coverage that reimburses a traveler for up to 150% of their unused pre-paid trip costs when […]
6 Reasons Concierge Services Have Become Popular
Before the age of the Internet, travelers had only their travel agents in brick-and-mortar establishments to turn to for pre-trip planning and travel emergencies. These days, travel insurance plans, especially package plans, include concierge services. Much like the well-connected and industrious hotel concierge of old, these concierge services help travelers solve a wide range of […]
5 Tips to Better Rental Car Coverage
Many travelers believe their auto policy back home or their credit card benefits will deliver the coverage they need when they rent a car, but the restrictions and limitations could surprise you. For example, if you waive collision coverage and the car you rent is damaged or stolen, it doesn’t matter whether it’s your fault […]
Why buy ‘Cancel for any reason’ coverage? Here are 7 Stories from Real Travelers
Standard trip cancellation benefits reimburse you for your pre-paid nonrefundable trip costs if the trip is cancelled for a number of ‘covered reasons’ But, the standard cancellation benefit doesn’t allow you to cancel for any reason. This is an important distinction that catches a lot of insured travelers off guard. Many think that just because […]
8 Things Travel Insurance Will Never Cover
It’s not fun when you buy a travel insurance plan and believe you’re covered only to find out you were never covered at all. But! This is an avoidable scenario if you review your plan and understand the exclusions. That being said, the following are travel events that no travel insurance plan will cover. 1. […]
Why didn’t Travel Insurance Cover my Daughter’s Trip Interruption?
We recently had a comment submitted from an angry father, and we thought it important to address his concerns about travel insurance. His daughter was on a college graduation trip (congratulations to the daughter!) when she received word that her best friend committed suicide. The daughter cancelled the remainder of her trip (that’s the definition […]
5 Tips for Avoiding Flight Delays and How Travel Delay Insurance can Help
Flight delays occur for a variety of reasons and they can be a real pain depending on how important it is that you get where you are going on time. While travel delay coverage with your travel insurance plan can provide some comfort if a delay over a certain number of hours (depending on the […]
Steps to evaluate your health insurance policy for travel medical coverage
Some health insurance carriers in the U.S. do provide some level of coverage for medical emergencies that occur while traveling abroad. It’s important for travelers to carefully examine their current health insurance coverage against their planned itinerary to determine which medical services, if any, will be covered if you get into an accident or become […]