Editor Review
The Good: This plan covers all the essential benefits with comfortably high limits and includes a lot of extras like coverage for change fees and redepositing frequent flyer points. Medical coverage is primary. Add low-cost rental car coverage for extra protection. Kids under 17 are covered at no additional cost when traveling with a parent or grandparent.
The Drawbacks: The medical coverage may be low if you’re traveling outside the U.S., and there’s no coverage for AD&D or flight accidents.
The Bottom Line: This is a comprehensive travel insurance with high limits – ideal for international vacations and family trips where the traveler wants extra protection.
How to Get a Quote
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Coverage
Benefits | Maximum |
Trip cancellation | 100% (maximum trip cost $100,000) |
Trip interruption | 150% |
Missed connections (24 hours or more) | $1,600 |
Travel delays (6 hours or more) | $200 per day/$1,600 maximum |
Medical expenses | $25,000 |
Emergency evacuations | $1,000,000 |
Baggage loss | $2,000 |
Baggage delay (24 hours or more) | $600 |
24/7 assistance services | Yes |
Plan Details
This plan is unique in that it provides the following:
- Kids under 17 are covered at no additional cost when traveling with their parents or grandparents.
- Covered reasons for trip cancellation and interruption are extensive and include separation or divorce, job loss, felonious assault, normal pregnancy, foreign and domestic terrorism, natural disasters, financial default, and more,
- Pre-existing medical conditions covered if plan is purchased within 14 days of initial trip purchase and 100% of nonrefundable trip costs are covered.
- Plan includes up to $250 for redepositing frequent flyer points.
- Change fees are also covered up to $250 – a valuable benefit in times of rising fees.
- Plan includes 24-hour emergency assistance services for medical and travel emergencies, legal assistance, emergency cash, flight information and more.
- Financial default coverage included if purchased within 14 days of initial trip deposit (conditions apply).
Optional Coverage
The following optional coverage is available when you purchase this plan:
- Optional rental car damage protection for up to $40,000 at just $9 a day.
Limitations
The following are the limitations on this plan’s coverage:
- No coverage for AD&D or flight accidents.
- Plans with 0$ trip cost will not have trip cancellation or interruption benefits.
- The coverage limit for medical care may be too low if your trip is outside the U.S.
- The baggage delay time frame (24 hours) is relatively long when compared to other plans.
Related Allianz Plans
How to Get a Quote
Compare quotes from all companies: Click here to get quotes from all major travel insurance companies using a comparison tool.
Jeremy Kaye says
For the sake of others, and so that they do not experience the complete ineptitude of Allianz Global, I would highly recommend that you are the very least link to reviews by consumers who have actually paid good money for the service and suffered months of anguish trying to get a legitimate claim paid out.
It is clear from talking numerous times to claim adjusters at Allianz that they are completely overworked and buried under mountains of emails and documents. As a result, information has consistently been incomplete, inaccurate, and just plain absent.
Happy to provide additional specific details if anyone is interested. In them meantime, “anyone but Allianz.”
Suzanne Wu says
what were the problems